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Furthermore, customers for this sort of strategy can have severe legal or criminal backgrounds. It is very important to note that different carriers supply a variety of problem ages on their guaranteed issue plans as low as age 40 or as high as age 80 - insurance burial. Some will likewise supply greater stated value, approximately $40,000, and others will permit better death advantage problems by enhancing the interest price with the return of premium or reducing the number of years until a complete survivor benefit is offered